Paul Apeh

Overview

Paul Apeh is a doctoral researcher at City St George's, University of London, where his research examines competing regulatory objectives in AI credit scoring, specifically how legal frameworks balance financial inclusion, innovation, consumer protection, and explainability requirements. Through comparative analysis of UK and EU approaches, his work develops a theoretical model for balanced regulation of AI-driven credit assessment systems. His research sits at the intersection of financial regulation, technology law, and algorithmic governance.

Paul holds an LLM in Technology and Artificial Intelligence Law with Distinction from the University of Bradford and is qualified as a Barrister and Solicitor in Nigeria. With over 13 years of legal experience spanning human rights law, technology regulation, and financial crimes prosecution, he brings practical insights to questions of regulatory design and enforcement.

Qualifications

• Masters of Laws (LLM) Technology and Artificial Intelligence Law, University of Bradford, United Kingdom, 2023 - September 2024

1^stsupervisor

• Ilias Kapsis, Senior Lecturer (Education and Research)

2^ndsupervisor

• Dr Mariem Ben Slimane, Lecturer (Education)